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Introductory Statement by Chairman Carl Levin – From Senate Committee hearings. The credit rating agencies are; Moody’s, Standard and Poors, and Fitch….QUOTE: “Concluding a two-year bipartisan investigation, Senator Carl Levin, D-Mich., and Senator Tom Coburn MD, R-Okla., Chairman and Ranking Republican on the Senate Permanent Subcommittee on Investigations, today released a 635-page final report (PDF, 6MB) on their inquiry into key causes of the financial crisis. The report catalogs conflicts of interest, heedless risk-taking and failures of federal oversight that helped push the country into the deepest recession since the Great Depression.” levin.senate.gov